Public and Products Liability insurance from only £65 per year*
CMTIA is one of the largest and most competitive providers of insurance for market traders, food and drink vans, stallholders and crafters across the UK
- Buy from a leading insurance provider for market traders
- Apply online in 2 minutes
- Documents emailed to you in 20 minutes
- No excesses
- No limits on the amount of events you can attend in a year
Why choose CMTIA for market traders and stallholders’ liability insurance?
- Quick and easy online application
- Two levels of Public and Products Liability cover to choose from
- Option to add Employers’ Liability cover if you have staff
- No excesses
- Chosen by thousands of traders and stall holders across the UK to protect their businesses
- UK based expert support available on the phone
Public & Products Liabilty
Find out more
ViewEmployers’ Liability
Find out more
ViewCall us
0208 102 9400
Call usSubscribe to the CMTIA newsletter
Sign up to our newsletter for the latest market trader news, updates and blogs
For information on how we handle your data, please read our Privacy Notice.
Frequently Asked Questions
The rates for the scheme have increased with effect from 20 December 2024. The last rating review carried out by AXA Insurance was in 2018 and we have managed to keep level terms for the last six years however due to increasing claims costs and inflation the premiums have had to be increased. We are confident that the policy continues to be competitively priced.
Products Liability covers you if, someone, other than an Employee, holds you legally liable for death, or injury suffered, because of products supplied or sold by you. For example, if a customer injured themselves because of a sharp object found in a piece of jewellery which broke through no fault of their own, they could bring a claim against you.
The annual premium for £5,000,000 Public and Products Liability is £65.00.
To include Employers’ Liability, the premium will be £97.50.
If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £78.00 and £110.50 (with Employers’ Liability).
Our one day Public Liability policy is £27.00 for £5,000,000 Limit of Indemnity or £33.00 for £10,000,000 Limit of Indemnity.
All prices quoted are inclusive of Insurance Premium Tax (IPT) at 12% and an administration fee.
All claims are dealt with by your insurer, AXA Insurance UK plc. To report a claim, please contact them directly on 0345 900 4185 (option 3).
You will need the following details which can be found on your certificate of insurance:
- Scheme policy number (this begins BL BDX, followed by 7 numbers)
- Policy number (this begins SMT, followed by 5 numbers)
- Name of the insured
You can find out more information here.
CMTIA and Combined Market Traders Insurance Association are trading names of Hayes Parsons Limited, an independent, Chartered Insurance Broker based in Bristol. If you call or email us, you will speak to our experienced market trader team in the Hayes Parsons office. You can find out more about Hayes Parsons here.
You can renew your policy online here or call us on 0208 102 9400 to renew and pay for your policy over the phone.